If you are suffering from hunger pangs every end of the week before you receive your next allowance, then you are one of millions of college freshmen who have yet to master the skill of budgeting and stretching your cash. It is not unusual for you to experience running out of cash right before the allowance from your parents gets in, especially if you are still adjusting to the fact that food does not materialize magically on your table. College eating habits is totally different from your usual, run of the mill, mom’s home cooking.
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On top of everything that you have to worry about during your university life, you have one other thing to consider – a social circle. Unless all of our buddies from high school enter the same university as yours and have enrolled in the same courses, you will need to find new people you can hang out with and develop friendships with. But – and this one is big – you will have to spend.
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First time student credit card users are scary. Since they think that they can spend on everything and they want, they use their credit cards to swipe on any item that they will find appealing. To them, a credit card is heaven sent – an answer to their prayers. But sooner or later, they will realize what a foolish thing they have made, after they have seen their horrendous bill.
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